GO TO THE BANK

Go to the bank. You are no longer need to worry about debt, because you already know the tricks and how to process loans with the good and right. So you will be helped by your debt and not into debt.
Your insight about the debt had been taught by past experience lately, increase your debts can actually decrease the previous installments, and even increase your income.
Maybe this is how crazy, ...... how to make good the debt !!!